Banking & Money

now browsing by category

 

Preparing Resume With Clear Banking Objectives

18

Objective is nothing but the goal you have before achieving any task. When you are applying for any job, your aim will be to visualize yourself in good position in the future. When applying for any bank job, your resume objective must express to the recruiting bank officer about your aim to be working as the bank employee. You must prepare your resume in such a way that it must talk about your future career objective and it must explain to the employer how you are planning to fulfill these aims while benefiting the bank.

A Study about the Bank Profession:

The banking profession involves great responsibility because the banker has to handle financial transactions and must understand the reports which are prepared by the bank for all the transactions done. In this banking sector, one has to examine all the transactions made in his/her bank and must prepare a relevant report. Your resume for the banking job must highlight your knowledge in the field and must depict the list of details which will convince the recruiting officer to employ you. The bank profession has different positions; following are some preferred bank job responsibilities which a bank employee has to possess:

To create the financial portfolio, generate bank revenue reports, plan about bank schemes, know how to manage the banks profits, find methods for proper management, build a good relationship with the customer and customer care service, control and direct the retail banking resource and activities, discuss various business schemes with the clients and to settle the queries related to the function of the banks.

Important words to consider for banking objectives:

An objective statement in the resume is the first section which will be queried by the employer. Therefore, it is significant to include the words which describe your skills aptly. Below are such words which can enhance the quality of your objective statement and make your resume remarkable:

Self-motivated, positive thinker, enthusiastic, creative
Strong mathematical skill
Thorough knowledge of banking and finance
Logical approach and strong analytical skills

Going through many sample resumes will give an idea for preparing your resumes. There are many positions in this sector and you must alter your objective depending upon the position you are planning to apply.

Tips For Losing Weight That Don’t Break The Bank

9

Have you ever research how to lose weight quickly, only to realize that a lot of what comes up is quite costly? I just came across an 8-week laser weight loss program for $2000. I’m sure if the person is motivated and follows it diligently, they will in fact lose weight. But not everyone has that much extra $$ to throw at it. So it got me thinking, what are some tips for losing weight that won’t put a major dent in your bank account!

1) Label readers. Can’t fool you right? Actually Consumer Reports published a story how much we’re being fooled by food labels. Not only should you pay attention to the actual ingredients in the product, but read the calories. It might read -200 calories per serving- but pay attention to what an actual serving size is according to them. Quite often its – the product in the box. So of all a sudden those 200 calories are up to 400 or 600!

2) Diet Pop. One would think that switching to calorie free soda would help with weight loss. Study after study proves otherwise. In fact diet pop drinkers tend to be 6 waist sizes bigger than regular pop drinkers. There has been evidence to suggest aspartame (a sugar substitute in pop) has been lined to raising blood sugar levels, a key element in fat gain.

3) Sleep. Sleep is an essential part of our overall diet and fitness plan. Our body repairs itself during sleep and releases something called, human growth hormone, which aids in weight loss. But did you also know that on average, people who don’t feel well rested tend to eat an additional 300 calories a day?? When our bodies are sluggish, our metabolism slows down to conserve our energy resources. It also triggers our cortisol levels which increases our appetite. So next time you want to stay up late to catch your favorite program, PVR it and enjoy a restful sleep.

4) Turn down the heat. It’s a fact, when our bodies are cold, they will burn fat to heat us up! Our muscles contract and use stored fat to help heat us up. So turn the thermostat down a few notches, save some coin while you’re at it! Or enjoy a brisk walk in the winter weather. These are all simple tips for losing weight with an easy diet and fitness plan.

If you’re someone wants to learn how to lose weight quickly, then ImpactFitnessInc.com is for you. We show you how to lose weight with diets that work. Learn from the pros who train the pros.

Bank Jobs And Banking Scenario In India

8

The banking industry is surely blooming in India. In fact, in the last decade, there has been a tremendous growth in this sector with both public and private banks doing good business. The percentage of vacancy in banks has also grown up resulting in more and more employment opportunities for the current generation of youths.

Furthermore, it cannot be denied that banking jobs are one of the most preferred jobs in the economy today. Bank jobs are secure, high-paying and very rewarding. More and more people are showing a strong inclination to enter the banking industry. Besides, you also need to consider the fact that the modern day banks have really diversified themselves very well.

Gone are the days when they merely used to perform the conventional functions of accepting deposits and granting loans. Take for instance, the McKinsey Report titled India Banking 2010 which revealed that the growth in the banking sector in the country has been staggeringly high in the last 10 years with an annual growth rate of 51%. This certainly augurs well for the economy which has always been criticized for its high population and high unemployment rate.

Fortunately, more and more recent bank jobs are cropping up and the youths are only too eager to grab the opportunity with both hands.

The present day scenario is certainly promising chiefly owing to two reasons:
i.Diversification: As explained above, banks have shed their conventional tags and are now diversifying their functions to perform a number of activities. They are not shying away from managing credit cards, funds, loans, stocks and insurances for the clients. Thus, there are several new departments that have come up. It goes without saying that the birth of new departments opens up more employment opportunities for the countrymen.

ii.Foreign branches: Another reason why the banking scenario is at a booming state is that a number of banks are setting up branches on foreign soil. With globalization taking full shape, it has become almost imperative for the modern day banks to establish their presence all over the world. Hence, even Indian banks are setting up branches on other countries. Then there are private banks and foreign banks which are extending their powers inside the country. All these have surely given birth to fresh employment opportunities.

Tips for Choosing a Licence Money Lender Singapore

3

The licence money lender Singapore can offer the personal loan for those who doesn’t have any collateral, such as property of their own. Whether you are working or visiting in another country, you can get a quick fast cash foreigner loan from them. The goal of them is to offer a quick personal loan, payday loan and fast cash foreigner loan to every client. Generally speaking, the reliable lender should be approved by the Singapore government. The money lending companies can be discovered in Singapore. With so massive options in your mind, you may wonder which one can be suitable for your requirements.

You can find a licence money lender Singapore through business/consumer directories, their own website, or advertisements that are placed within the money lender’s shop or facilities. A low interest personal loan is welcomed by every person who need a loan. However, there are some things to keep in your mind when submitting your loan application form. It is not a smart way to take out a personal loan about 2 to 3 months prior to your decision of taking out a major loan to pay for your house. In addition, you should think about the debt servicing ratio or DSR.

The licence money lender Singapore is capable of providing you with the loan packages that come with a much cheaper interest rate. Some lenders may deliver you more flexible repayment options, less fees, and a better interest rate. You can choose to avail the services of a price comparison website that will list a number of different loan companies in Singapore side-by-side on one page. This will enable you to compare and contrast their rates of interest, repayment terms, and fees, saving you time and hassle. And they are capable of charging six different types of fees to borrowers.

You can benefit from turning to the licence money lender Singapore. There are many ways that the lender can give you a help. You are allowed to have instant access to cash. It is considered as a quick means to instant cash, as well as a way of getting approved. They are willing to help every individual in Singapore, such as the PRs and foreigner, who is in need of urgent cash. You should focus on comparing the interest, terms of the loan, and any other variable factors. They can help you and your family get out of a serious financial strain.

Resource from: money lenders

How to Make Money Buying and Selling Estate Tobacco Pipes

4

One of my favorite things to buy and sell is vintage tobacco pipes. I’ve found it to be very easy to visit different flea markets, yard sales, auctions, and thrift stores and find great deals on vintage pipes.

Your key to success is education. You have to know what you are looking for. Like any type of collectible item, the most important thing to look for is (1) maker’s name, (2) rarity, (3) age, and (4) condition. We will cover each of these in more detail below:

1) Maker’s Name: Some of the more popular tobacco pipe manufacturers include Dunhill, Anne Julie, Teddy Knudsen, Tiffany and more. You also want to keep any eye open for meerschaum pipes. Typically, pipes made by an individual are more desirable than pipes that are mass produced.

2) Rarity: Obviously, the rare pipes are worth more than the common pipes.

3) Age: Typically, older pipes are worth more than newer pipes. There are a few exceptions to this rule, but this is the norm.

4) Condition: Condition is everything. People want the oldest, best and rarest, and they want it in mint condition.

If you are just getting started buying and selling pipes, the best thing you can do is visit your local libarary or bookstore, and get a few reference books. This will help you familiarize with the different types and makes of pipes. Another good option is to visit eBay and search the completed listings to find out which pipes bring the most money.

You will be pleasantly surprised to find that some pipes sell for several thousand dollars or more. And many other vintage pipes sell for several hundred dollars.

Once you’ve reviewed your reference books and eBay, you should start visiting local auctions, yard sales and flea markets and search for pipes. If you see a pipe that catches your eye, check it out.

My general rule of thumb is I never spend more than $5-$10 for a pipe that I don’t know it’s value. When I evaluate a pipe, I use the four criteria mentioned above. Typically, I trust my intuition. If I think a pipe has good potential, I buy it.

In conclusion, buying and selling pipes is a great way to make some extra money. You can get started by studying the different types of pipes and pipe makers. Once you learn the ropes, you can visit flea markets, yard sales and auctions and search for treasure. You will be surprised at what you can find.

To learn more about buying and selling vintage estate pipes visit our Treasure Hunter Community website.

Online Blood Bank Management Software

7

Blood bank a part of Laboratory department that are responsible for collecting, processing, testing, safety and storage of donated blood. The software which maintains to store all the information related to blood bank is termed as Blood bank Software. The blood bank software can be used in any hospitals provided they must have blood bank. Most blood collected for medical use is transfused into patients who need blood because of trauma, for surgery or as therapeutic treatment of diseases, such as sickle cell disease and anemia and as a result of chemotherapy. According to the American Association of Blood Banks (AABB) 23 million units of blood are transfused annually.

RESPONSIBILITY OF BLOOD BANK

Whole blood is usually separated out later by the laboratory into its component parts for use: white blood cells, red blood cells, plasma and platelets. Before taking blood from a donor, Blood bank staff asks questions about the donor’s heath history, information about possible exposure to infections or pregnancy and take the potential donor’s blood pressure, pulse and temperature. Any abnormalities will cause the staff to defer the donor–to disqualify them from donation. The deferred donor is then registered and all the detail information of the donor is saved.
Blood banks are responsible for testing and protecting the safety of the blood supply. Aside from manually screening donors, blood banks test all donated blood for ABO and Rh group (known as “blood types”), as well as for multiple transmissible diseases and contamination. Blood banks work to ensure that the blood supply is free of infection, unexpected antibodies present (from pregnancy or past donor transfusions) and ready for use. Diseases tested for in U.S. based blood banks include hepatitis B, hepatitis C, HIV-1 and HIV-2, human T-lymph tropic virus, and syphilis. Tests that aren’t required, but commonly performed, also screen for West Nile virus and Chagas disease.
Blood banks work to ensure a continuously available safe blood supply by properly storing it–keeping the blood components labeled and refrigerated or frozen. Many blood banks are also centers of research, using a portion of donated blood to further study blood cells, diseases and how to improve blood safety and storage. Several major blood banks are also involved in cord-blood research, a relatively new area of blood research that has the potential to treat previously untreatable diseases and as a replacement for bone-marrow transplants. Cord blood, which contains stem cells, is collected from volunteer birthing mothers who donate their newborns’ placentas and umbilical cords.

ADVANCED TECHNOLOGY

Now a days, online blood bank software is also available, which helps the user to know all the features. The donor can download his report from that particular hospital site.

BENEFITS

Easily available at required time.
Safety, secure and free from infection.
Exchange of blood.

Basic Requirements Of Banking Jobs In India

1

The entire global economy is going through a tough phase now. A lot of people have already lost their jobs over the last couple of years and many more are living in the fear of losing their own. Quite interestingly enough, almost all the job cuts have happened in the private sector; there are very few government employees who have actually lost their jobs. Bank jobs in India are definitely better compared to the corporate jobs then it comes to job security, average salary and also annual benefits.

If you take a look at the list of Indian Banking jobs 2012, you would see that almost every banking departments has a couple of vacancies. Almost all the jobs that are featured in the list of Indian government 2012 require you to be an Indian citizen, have no criminal records and be above the age of 18 years. So, these are the basic qualities that are needed in a candidate who wants to apply for all such vacancies in India. Let us now take a look at the educational and other requirements:

Educational Qualifications

As told earlier there are a variety of different banking jobs available in the list of Indian banking jobs 2012. The educational qualifications required for different posts in India are definitely different, but in most cases you are required to be at least a graduate in order to be eligible to apply for a post. Most jobs in India would require you to go through a written examination followed by an interview process. If you get selected, you would be put on training for a stipulated period of time during which you would be eligible for a fraction of the salary and benefits offered against the post. There are some job vacancies that would require you to have technical qualifications such as a degree in engineering or a diploma in applied sciences. In almost all the cases your degree or diploma should be verifiable and should have been awarded by an UGC recognize University or institute. For graduate level teaching jobs you need to have a postgraduate degree or doctorate on the subject of your choice in order to be eligible.

Experience With The Indian Army

If you have military working experience you would be eligible for almost all posts that are featured in the list of Indian banking jobs 2012. Most banking departments have a couple of reserved seats for ex-Army professionals and as long as you have proof of your service at the Army, you would not have to worry about the age limits specified by different banking jobs in India. There are some vacancies in India that give preference to ex-Army professionals; so, if you are serving the Indian army, you might as well think of taking up another job with a govt department after retiring from the Army!

When You Desperately Need Rent Money – How To Find Fast Emergency Cash

7

Few people would disagree that these are truly hard times for a lot of people. That includes those (like me and perhaps you) who are renters instead of house buyers.

But sometimes, bills pile up, and we need rent money…and need it fast. Rent isn’t the only living expense we have, of course, but is there usually any bill we consider more important? After all, if you don’t have a place to live, everything else matters less. You can live, if forced to, without a phone, an Internet connection, cable TV, even electricity (though that’s a tough one). But when you lose the roof over your head, that’s a major big deal, no two ways about it.

If you’ve ever said, “I need rent money…and I need it fast to avoid eviction,” then I’m talking to you here.

In times past, I too have been “up against it,” as they say…down to my last few dollars, with the rent already overdue, and waiting for the “other shoe to fall.” You know….that knock on the door with your landlord standing there…or a phone call from the apartment or property manager.

What do you do…what CAN you do…to raise what maybe I could call “eviction rent”? Well, having been in just such a situation, I’ve learned some ways to raise fast emergency cash…and some ways to definitely avoid at all costs. One way that’s a total dead-end is to go for the quick, easy fix: a payday or car title loan. You risk your car, your paycheck, your peace of mind…and maybe even get forced into bankruptcy. And if you do manage to pay back your, say, $600 loan over the full term you’re given, you’re likely to end up paying more like $1,200.

But fortunately, there are other ways that can help you get money quick…ways I’ve uncovered in my own search for ways to get cash quick. Some of them, most everybody already knows about. But beyond those are scores of other dependable, proven ways to find or raise cash when you need rent money or money for some other emergency. I’ve pulled them together in a brand-new resource that includes ways both well-known and virtually unknown…but all of them, ways that will get you out of your current bind and back to a place where you can breathe again.

What are Bank Foreclosures and Why are they Important

18

One of the easiest ways to save money on real estate is to buy bank owned foreclosures. These are a unique form of repo homes and are for sale in cities across the country. Homes are repossessed due to the previous owners inability to keep up with their mortgage payments. These houses are available to the public through auctions and usually sell for much less than they would on the open market. The lending bank that repossessed the home will use the sale processed as a means of recouping their losses. Because of this, buyers can often buy homes for up to 50% off market value.

Save Money Buying Repossessed Homes
Whether you are looking for single family homes, apartments, condos, land or commercial seized properties, you can find what you are looking for at an incredible bargain. There are so many different distressed properties since the bank foreclosure process is not unique to any particular type of property. Best of all, these properties can be purchased at discounted prices in any city in the country.

Just as there are many different property types available at auction, there are many types of lenders and mortgage institutions that sell foreclosed properties. Its important to know about them and the different routes available to buying bank homes. One popular way is federal homes which include HUD homes and VA foreclosures. These are houses available from government lenders.

Fannie Mae and Freddie Mac are two popular sources for finding houses at a discount. These two institutions are responsible for thousands of mortgages in every state.

There are so many options available when it comes to buying homes repossessed by lenders. To make the best decision for you, research them all to find the best fit for you.

Investing in Foreclosed Properties
There are many websites that provide guidance and assistance in researching bank foreclosures or any other REO property. They teach the ins and outs of buying bank repossessed homes that will allow you to maximize the value of your investment. They can also teach you about tax liens and other hidden costs as well as finding the best deals using a few simple calculations.

Finding Foreclosure Listings

NoblePalmettoWholesale.com com does all of this leg work for you, and we only put properties under contract that would make sense to investors. We know there are many costs involved once a property is purchased before an investor can retail the house or hold it in her portfolio. By negotiating with the sellers so you don’t have to, we can free you to concentrate on the things that are important to you.

Currency Trading And Money Laundering

16

Money Laundering is a big topic these days in Foreign Exchange circles. The criminal or terrorist element is almost certainly participating in that high tech world. You have probably heard or read of somebody being arrested for this recently.

Money laundering is the process a criminal uses to distance themselves from the proceeds of their crime, yet maintain access to the funds. Most basically, a criminal attempts to take enough steps with the money that it is untraceable to the crime.

Laundering generally takes three distinct stages:

* Placement: Smurfers are used to introduce the dirty money into the system, these smurfers change the form of the money numerous times until the launderer feels the original funds cannot be traced back to them.
* Layering: Layering involves the changing of cash into drafts, money orders, traveler’s checks etc. Launderers ensure each transaction is under reporting laws; so many smaller transactions are made instead of fewer large transactions. This way each transaction looks legitimate and no paper trail is created.
* Integration: Once the money has changed form several times, the launderer has buried the trail of its origination. At this point it is impossible to trace the funds back to the original crime. The launderer is now able to introduce the funds back into use, often through a front company.

Reputable currency traders are concerned about money laundering. Being non-bank Financial Services Companies, makes currency traders susceptible to money launderers. Involvement in money laundering can result in fines, criminal charges, loss of reputation and loss of business to the currency trader. In some cases where the money laundering is for terrorism purposes, the results can be catastrophic.

How do currency traders prevent money laundering? Without going into too much detail, reputable currency traders will get to know you very well before proceding to set up an account or allowing any transactions to take place. Traders will also get to know your beneficiaries very well. The whole process is designed to eliminate any doubt about who is involved in any transactions and what they are transacting.

The good news is that much of what currency traders will ask you is designed to protect your interest as well. If you are doing business with someone in a foreign country, you want to make sure you are going to get paid for your goods or services. You also want to make sure that the foreign business actually exists as claimed. And you also want to make sure the foreign business has a bank account in good standing. These are all things the currency trader will guarantee for you.